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Happy New Year!

January 3rd, 2015 at 01:28 am

I'm a day late but it’s all good Smile The last time I posted, I announced that I had just paid off my mortgage. Over the last couple of days I finished on my first budget without a mortgage and man all I can say is that it is a feeling that cannot be totally put into words.

In 2014 my goal was to reach $10,000 in snowflakes. Thanks to CCF for encouraging me to aim high so in doing so I was able to surpass my goal with $10,952 in snowflakes!! A big chunk of that comes from various CC rewards and some amended tax returns that I completed.

My 2015 snowflake goal will be $6500 and I'm already off to a good start. First I redeemed $20 in Wal-Mart gift cards via Perk and I received $10 Kohl's justfyour reward. So that's $30 only 2 days into the year! Instead of throwing snowflakes at the mortgage this year, everything will be going to help fund my celebration trip to the Bahamas in August 

So has anyone else set a 2015 snowflake goal? I know CCF will be but who else will be joining us?

Posted in Uncategorized | 5 Comments »

5 Responses to “Happy New Year!”

  1. snafu Says:
    January 3rd, 2015 at 01:49 am 1420249744
    1420249744

    Wishing you a Happy, Healthy, Prosperous New Year. but,but,but have you decided how you will re-direct the funds that formerly made the regular, monthly, mortgage payments? I realize there is still municipal taxes, property insurance and maintenance costs.

  2. Beawealthywarrior Says:
    January 3rd, 2015 at 01:54 am 1420250090
    1420250090

    Oh yes, my former mortgage payment will be used to beef up a few what I call "sinking funds"(Dave Ramsey term). For now it will be split between my new to me car fund, rental property maintenance fund, home maintenance fund, and vacation just to name a few.

  3. creditcardfree Says:
    January 3rd, 2015 at 02:14 am 1420251290
    1420251290

    You did great! I think I revised mine too, but I don't think I made the revised goal, but I did achieve the lower goal. Congrats once again on being mortgage free. Is your rental property paid off too?

  4. Beawealthywarrior Says:
    January 3rd, 2015 at 02:43 am 1420253020
    1420253020

    @CCF, yes my rental is also free and clear of a mortgage Smile

  5. NJDebbie Says:
    January 3rd, 2015 at 02:47 am 1420253263
    1420253263

    I am aiming for $500 this year mainly by earning gift cards. We will be mortgage free again soon; we carried a mortgage for two months because we bought our new home two weeks before closing on our previous home.

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