As scfr posted about in August, SmartyPig is an actual bank that's currently paying 1% and they even pay you extra when you redeem some of your funds on to a gift card. I've had an account with them for a few months now and I don't know why I haven't thought of this before. Every month I get paid my monthly GI bill benefit for taking classes and I normally just let it sit in my USAA account until I need to pay tuition. I get paid monthly but because I'm a veteran the school allows me to participate in payment deferral so payment isn't due until 65 days after the course starts. I just started another class 3 October so tuition won't get charged until 8 Dec. I can at least earn almost 2months of interest on $3400. It's not much but its more than what I'm getting now. As many of us has said before, small amounts add up over time and I will take it!
Now I need to think about which giftcards I might need and take advantage of the extra cash back they give.
Making SmartyPig Work For Me
October 5th, 2013 at 08:14 pm
October 5th, 2013 at 08:19 pm 1381000753
October 6th, 2013 at 04:23 am 1381029818
October 6th, 2013 at 05:14 pm 1381076056