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Snowflake Opportunity

August 10th, 2013 at 08:50 pm

While searching for ways to earn higher interest on my money, I discovered that Navy Federal Credit Union is offering a 1 year Easy Start Certificate which earns 3%. As we all know, 3% is hard to find these days! The max you can contribute is $3,000 and you must have savings and checking with them. In order to be a member of NFCU, you must be affiliated with the military someway, active duty, reserve, guard, civilian employee, retiree or a family member of someone who is. You only need $5 to open the savings and you need direct deposit of at least $300 going to checking to qualify as well. I already opened up both accounts online and have set-up to have my direct deposit t be changed over which should take effect 1 Sep. I will also transfer the $3K from my savings to fund the certificate all at once. You do have the option of funding monthly with whatever amount you can afford.

I think I will keep my account with USAA and just transfer funds monthly to cover my automated payments. This way I don’t have to change anything else. If this is something that you are possibly interested in please use me as a referral because not only will I get $50, you get $50 as well as long as all requirements are met. If you decide to open an account let me know and I can provide you my info. Please read all information carefully at

Text is https://www.navyfederal.org/products-services/checking-savings/certificates-rates.php and Link is
https://www.navyfederal.org/products-services/checking-savin...

3 Responses to “Snowflake Opportunity”

  1. creditcardfree Says:
    1376179739

    I'll definitely look into how it might work for us. I'll let you know if I need the referral. Smile

  2. snafu Says:
    1376240467

    Different rules in different jurisdictions... Direct Deposit has a specific meaning here, does transferring funds from one of your bank accounts to CU qualify as DD? just a thought...

  3. Beawealthywarrior Says:
    1376241653

    @Snafu, I'm not quite sure but I think they want part of the paycheck to go directly into the account but that is a good question that can be asked for clarification before opening the account.

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